Rate
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Finance · Exchange
Currency
Currency
converter
Convert between the world's major currencies as you type. These are indicative reference rates for quick estimates — check your bank or provider for the exact rate before a real transaction.
Indicative reference rates
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Reverse
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How currency conversion works
Converting money is a single multiplication: the amount times the exchange rate between the two currencies. A rate of "1 USD = 0.92 EUR" means every dollar is worth 0.92 euros, so you multiply dollars by 0.92 to get euros.
The formula
converted = amount × rate
Cross rates
When neither currency is the US dollar, the rate is worked out through a common reference. This tool holds each currency's value against the dollar, then divides one by the other to get any pair — so GBP to JPY, or EUR to AUD, all come from the same table.
A note on these rates
The rates here are indicative reference values
for quick estimates, not a live market feed.
Banks and apps add a margin, so your real
rate will differ slightly. Check before you transact.
for quick estimates, not a live market feed.
Banks and apps add a margin, so your real
rate will differ slightly. Check before you transact.
Why your bank's rate differs
The "mid-market" rate — the midpoint between buy and sell prices — is what you see quoted in the news. Providers add a spread or fee on top, which is how they make money on the exchange. For a real transfer, compare the total cost, not just the headline rate. For the underlying maths, the percentage calculator can show you exactly what a 2% margin costs.
Common questions
Currency FAQ
Multiply the amount by the exchange rate between the two currencies. For 100 USD at a rate of 0.92 EUR per USD: 100 × 0.92 = 92 EUR.
No. They are indicative reference rates for quick estimates, not a real-time market feed. For an exact figure before a transaction, check your bank or transfer provider.
Providers quote a rate that includes a margin or fee on top of the mid-market rate. That spread is how they profit on the exchange, so the rate you actually get is usually a little worse than the reference.
Each currency is held against the US dollar, then one is divided by the other. This gives any pair, such as GBP to JPY, from a single set of dollar rates.
No. It runs entirely in your browser and stores nothing.